"Full Coverage" does not mean "Everything Situation is Covered"
Over my 23+ year career as an insurance broker I've heard the general consumer of insurance policies say, "I have full coverage". There...
Photography Gear Insurance - Policies have an ON Premises Limit and a separate OFF Premises Limit
Almost all professional photographers insurance policies have a separate ON Premises equipment limit and OFF Premises equipment limit....
Testimonial
"I thoroughly enjoyed your imagery from India [ https://youtu.be/hhR-aXh5PHw ]. A couple months ago, I referred another Scottsdale...
Free & Discounted Pass WPPI Conference in Las Vegas 2022
I will have a booth at WPPI 2022 in Las Vegas again this year. Here is a link to more information. I will see you there. We are doing...
PPA's New (May 2021) Basic Inland Marine Coverage vs. Allstate Inland Marine
Members of PPA are asking me to review the new (May 2021) PPA Basic Policy. Here is my analysis: PPA's new basic policy is Replacement...
Data Recovery Coverage
I was working with a client on a data recovery claim this week. Hard drive failed due to a power surge. This particular client had moved...
Here is the insurance education video series link so may of you asked about
https://www.youtube.com/playlist?list=PLQpaXjzl95_KAo688WVXB7PwnXcSvK_2v This coverages the camera and photo gear exclusionary language...
The Fine Print Revealed - 8 Equipment Coverage Exclusions
A Business Owners Policy (BOP) for a home-based photographer and studio based photographers has some Business Property (camera...
Is water damage to camera gear covered?
Camera gear coverage from water can be excluded in some situation under Business Personal Property on a Business Owners Policy. That's...
Testimonial
“I met Howard an a local IPPA meeting several years ago and he immediately saved me 50% on my insurance premiums by switching to his...
