Renting a lens or camera - Insurance tip
Make sure your professional photography insurance policy covers equipment in your "care, custody, and control". Some policies include...
Am I Covered - Theft from an unattended unlocked vehicle
Business Owners Policy's (BOP) have exclusions. Not all, but some have an exclusion that reads something like this, "theft from any...
Am I covered if... shipping owned equipment via United States Postal Service
Language in some Business Owners Policy's (BOP) state that Business Personal Property (BPP) is NOT covered off premises while in the...
Two Tiers of Professional Liability Coverage (Errors & Omissions)
Many of the professional photographers that contact me to review their current policy DO NOT have professional liability coverage. They...
Data Extraction From A Digital Media
Extraction of data from a digital media is covered under equipment breakdown coverage on a Business Owners Policy (BOP), if present....
Am I Covered? "I sent my lens to the manufacturer for service and it was damaged in shipping.&q
There is no exclusion under a Business Owners Policy (BOP) or an Inland Marine for this scenario. However, with the BOP, the shipment...
Am I covered? "I spilt coffee on my laptop."
A photographer recently spilled coffee on her lap top. It wouldn't turn on. Seemed that the electrical components were fried. She took it...
